When you fill out our opt-in form or interact with our website, we may collect certain personal data from you. This typically includes:
Contact Information: Your name, email address, and phone number.Voluntary Information: Any additional information you choose to provide to us in a message or through form fields (for example, the content of a message you send along with your contact details).Website Usage Data: When you visit our site, we may automatically collect basic technical information such as your IP address, browser type, device information, and browsing behavior through cookies or similar technologies (see Cookies and Tracking below for more detail).
We do not collect any sensitive personal data on our opt-in page. This means we will not ask for or intentionally collect information like your health/medical details, financial account numbers, credit card numbers, social security/national ID numbers, or information about your race, ethnicity, religious beliefs, or sexual orientation. Please do not submit any sensitive personal information through our forms or communications. If we discover that such information has been provided, we will delete it to protect your privacy.
We will use the personal information you provide only for legitimate and identified purposes. These purposes include:
Providing Requested Services: To contact you and deliver the coaching services or information you have requested. For example, if you opt in to receive a free coaching resource or schedule a consultation, we will use your information to send you that resource or confirm the appointment.Communication and Updates: To communicate with you about our coaching programs, offers, newsletters, or events if you have opted to receive such communications. This can include sending you informational emails, updates, marketing communications, or follow-ups related to coaching services that may interest you. (You can opt out of marketing emails at any time, as described below.)Internal Operations: To improve our services and website based on your feedback and interactions. Personal data helps us understand user interests, ensure our content is relevant, and enhance the user experience. We may also use the information for internal record-keeping, to track the effectiveness of our marketing (for instance, to see if you opened an email or found us through a specific page), and to administer our website (troubleshooting, data analysis, testing, etc.).Legal Compliance and Protection: To ensure compliance with our Terms of Service (for example, to prevent misuse of our website) and to comply with any legal obligations. We may also use your information to protect the rights, property, or safety of the Company, our users, or others as required or permitted by law (such as informing you of changes to our terms or in responding to lawful requests by public authorities).
We will only use your information as permitted by applicable law. If you are in a jurisdiction like the European Economic Area (EEA) or United Kingdom, our legal basis for processing your personal data will typically be your consent (for example, when you voluntarily provide information and agree to receive communications) or our legitimate interest in running our business and responding to your requests (such as using your contact details to send you the information you asked for, or improving our services). In some cases, processing may be necessary to fulfill a contract with you (e.g., if you become a client) or to comply with a legal obligation. We do not engage in any automated decision-making or profiling that produces legal effects concerning you.
We treat your personal information with care and confidentiality. We do NOT sell your personal information to third parties, and we do not share your data with unrelated third parties for their own advertising or marketing purposes. We may disclose your information to third parties only in the following limited circumstances:
Service Providers & Subcontractors: We may share your information with trusted third-party service providers who help us operate our business and provide our services to you. This includes vendors who assist with functions such as email newsletter delivery, customer relationship management (CRM) and contact databases, scheduling and calendar management, data storage (cloud hosting), website analytics, or payment processing (if applicable). For example, we might use an email marketing platform to send out newsletters, or a scheduling app to arrange coaching calls. These service providers are only given access to the information necessary to perform their specific services, and they are contractually obligated to protect your data and use it solely for the purposes we specify. They cannot use your information for their own unrelated purposes. Legal Obligations: We may disclose personal information if required to do so by law or in response to a valid legal request from authorities (such as a subpoena, court order, or government demand). We will only share the information that is legally necessary. Additionally, we may disclose information if we believe in good faith that such action is necessary to comply with the law, to protect and defend our rights or property, to prevent fraud, or to ensure the safety of our clients or others (for example, investigating potential wrongdoing or security issues).Business Transfers: If our Company is involved in a merger, acquisition, sale of assets, reorganization, or other business transaction, your personal information may be transferred to the succeeding company or new owner as part of that deal. If such a transfer occurs, we will ensure that your personal data remains subject to protections consistent with this Privacy Policy (unless, of course, you consent to new terms). We will notify you (for example, via email or a notice on our site) of any change in ownership or use of your personal information as a result of a business transition, as well as any choices you may have regarding your information.With Your Consent: In situations where you explicitly consent to or request information sharing, we may share your data accordingly. For instance, if you ask us to refer you to a third-party partner or request that we collaborate with another coach or service provider on your behalf, we will share your information only with your direction and consent.
Aside from the purposes described above, we will not share your personal data with any third parties. In all cases where we do share your information, we remain accountable for its protection and will ensure that any third party receiving your data is bound to uphold the same standards of privacy and confidentiality that we do. We also confirm that we do not sell, rent, or trade your information for commercial gain.
We take the security of your personal information seriously. We implement reasonable and industry-standard security measures to protect your data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. These measures include technical safeguards (such as secure servers, firewalls, encryption of data in transit via SSL/TLS, and regular software security updates) and organizational safeguards (such as restricting access to personal data to authorized personnel on a need-to-know basis, and training our staff on data protection best practices).While we strive to protect your information, please note that no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security of your data. You can help protect your information by using strong passwords, not sharing your login or account details (if any) with others, and notifying us immediately if you suspect any unauthorized access to your personal data or any security breaches. In the unlikely event of a data breach that affects your personal information, we will notify you and the relevant authorities as required by law.
We will retain your personal information only for as long as necessary to fulfill the purposes we collected it for, including to satisfy any legal, accounting, or reporting requirements. In practical terms, this means:
If you have opted in to receive communications or newsletters, we will keep your contact information on file until you unsubscribe or ask us to delete it, or otherwise for as long as we continue to send you communications. We periodically review our mailing lists and may remove contacts that have been inactive for a long time.If you become a client or engage in our coaching services, we will retain your information for the duration of the client relationship and for an appropriate period thereafter as needed for our records (for example, to maintain records of transactions or communications).We may also retain certain information for longer if necessary to comply with legal obligations (such as maintaining records for tax, audit, or compliance purposes), to resolve disputes, or to enforce our agreements.
When your personal information is no longer needed for the purposes for which it was collected, we will either securely delete it or anonymize it (so it can no longer be associated with you), unless we are required by law to keep it longer. For example, if you request that we delete your data, we will remove or anonymize your personal information in our systems, except for information we are required to keep by law or legitimate business needs (in which case we will isolate and protect it from further use).
Like most websites, our site uses cookies and similar tracking technologies to enhance your experience and gather information about visitors and visits. Cookies are small text files that are placed on your device (computer, smartphone, etc.) when you visit a website. They allow the site to recognize your device and remember certain information about your session. How We Use Cookies: We may use cookies to understand and save your preferences for future visits (for example, to remember your language or layout preferences), to monitor site traffic and usage patterns, and to improve our website and services. Cookies help us see which pages of our website are popular, how users are navigating through the site, and where we might need to make improvements. We may also use cookies or pixel tags from third-party service providers (such as Google Analytics or social media platforms) to help compile aggregate data about site traffic and site interactions. These third-party analytics and advertising tools collect usage data (such as which pages you visit, how long you stay, what links you click, and conversion information if you sign up) but do not identify you by name. The information collected via cookies is generally statistical and is used in aggregate form – we do not use cookies to pull any personal details like your name or email without your consent.Your Choices: You have the ability to accept or decline cookies. Most web browsers automatically accept cookies by default, but you can usually modify your browser setting to decline cookies if you prefer. You can also delete cookies stored on your device at any time. Please be aware that disabling or rejecting cookies may affect the functionality of our website; for example, certain features might not work properly or you may have to re-enter your preferences each time you visit. However, you do not need to accept cookies to simply browse our informational website or to opt in through our form (though certain analytic or preference functions might be limited).For more information on how to manage cookies, you can consult your browser’s help documentation. Some third-party analytics services we use may provide their own opt-out mechanisms (for instance, Google Analytics offers a browser add-on to opt out of tracking). By using our site without adjusting your browser settings to block cookies, you are consenting to our use of cookies as described in this policy. We currently do not respond to “Do Not Track” signals, in line with industry standards, but we continue to monitor developments around online tracking and will adjust this practice if required by law.
Your Rights: You have certain rights regarding your personal information, and we want you to be aware of your options and our obligations. These rights may vary depending on your location and the applicable privacy laws, but we intend to honor any legitimate request to the fullest extent possible. Below is an overview of your key data protection rights:
Access and Correction: You have the right to request access to the personal information we hold about you. This means you can ask us to confirm whether we are processing your data and to provide you with a copy of that data, along with information about how we use it. If any of your personal information is inaccurate or incomplete, you have the right to request that we correct or update it. We strive to ensure that your information is accurate and up to date, and we encourage you to reach out if you need to update your details.Deletion (Right to Erasure): You have the right to request that we delete your personal information. You may, for example, wish to exercise this right if you no longer want us to have your data on file. When we receive a valid deletion request, we will erase your personal data from our records, provided we do not have a legal obligation or compelling legitimate interest to retain it (as noted in the Data Retention section above). Please note that if you request deletion of information needed to provide you with services, you may not be able to continue using those services. For instance, if you are currently a client and ask us to delete all of your contact information, we would not be able to continue our coaching relationship effectively. We will inform you if any exception applies at the time of your request.Withdrawal of Consent & Opt-Out: Where our processing of your personal information is based on your consent, you have the right to withdraw your consent at any time. For example, if you have signed up to receive our newsletter or marketing emails, you can opt out at any time by clicking the “unsubscribe” link in any of those emails or by contacting us directly to request removal from our mailing list. If you withdraw consent for a particular purpose, we will stop using your information for that purpose going forward. (Note: withdrawing consent does not affect the lawfulness of any processing we conducted before your withdrawal.) Even if you opt out of marketing communications, we may still send you transactional or informational messages that are necessary for our ongoing business relationship (for example, information about a service you are currently using, payment receipts, or important policy updates).Data Portability: In certain cases, you have the right to data portability. This means you can request to receive the personal data you have provided to us in a structured, commonly used, and machine-readable format (for example, a CSV file), and you have the right to transmit that data to another data controller (for instance, another service provider), where technically feasible. Data portability applies when our processing is based on your consent or on a contract with you, and the processing is carried out by automated means. We will assist with such requests by providing the data directly to you or, if possible, to a third party you designate, at your request.California Privacy Rights (CCPA): If you are a resident of California, you are entitled to specific disclosures and rights under the California Consumer Privacy Act (CCPA) (and the California Privacy Rights Act (CPRA), as applicable). These include the right to request information about the categories of personal information we have collected about you in the past 12 months, the categories of sources of that information, the business or commercial purpose for collecting the information, and the categories of third parties with whom we shared the information. You also have the right to request access to the specific pieces of personal data we have about you, and to request deletion of your personal information (subject to exceptions provided by law). As noted above, we do not sell your personal information (and we have not done so in the past 12 months). If in the future we ever were to engage in “selling” personal information as defined by CCPA (for example, sharing data in exchange for valuable consideration), you would have the right to opt out of such sale at any time. Additionally, under CCPA you have the right to non-discrimination, which means we will not deny you goods or services, charge you a different price, or provide a different quality of services if you choose to exercise your privacy rights. We will respond to verified California consumer requests in accordance with the timelines and requirements of the CCPA.European/UK Privacy Rights (GDPR): If you are located in the European Economic Area (EEA), United Kingdom, or another jurisdiction with similar laws, you have robust privacy rights under the GDPR (or equivalent legislation). In addition to the rights of access, correction, deletion, and portability mentioned above, you also have the right to object to certain processing or to restrict our processing of your data under certain conditions. For example, you can object at any time to the processing of your personal data for direct marketing purposes, or in other situations, you can object to processing based on our legitimate interests if you have reasons particular to your situation. You may also request that we restrict processing of your data (essentially, keep but not use your data) if: you contest the accuracy of the data; the processing is unlawful but you oppose erasure; we no longer need the data but you need it for a legal claim; or you have objected to processing and verification of our legitimate grounds is pending. Additionally, you have the right not to be subject to a decision based solely on automated processing, including profiling, if that decision produces legal or similarly significant effects on you – however, we do not engage in such automated decision-making in our operations. Lastly, you have the right to lodge a complaint with a supervisory authority (such as a Data Protection Authority in your country) if you believe that we have infringed your data protection rights. We would, however, appreciate the chance to address your concerns directly before you do this – so please consider reaching out to us first, and we will do our best to resolve any issue.
Exercising Your Rights: To exercise any of your rights outlined above or to make any requests regarding your personal data, please contact us using the contact information provided in the Contact Us section below. We may need to verify your identity before acting on certain requests (for example, we might ask you to confirm some details we have on file, or require a request be made from the email address associated with your data) to ensure that we do not disclose information to the wrong person or honor a request illegitimately. Verification is free and we will make the process as convenient as possible. We will respond to your request within a reasonable timeframe as required by law. For example, under GDPR we typically have one month to respond (with the possibility of an extension in certain complex cases), and under CCPA we generally will respond within 45 days. There is usually no cost for you to exercise these rights; we will not charge a fee unless a request is manifestly unfounded or excessive, in which case we will inform you of the reason for the fee.We are committed to honoring your rights and ensuring your privacy. If you have any questions about your rights or how to exercise them, please contact us. We will be happy to explain the process or assist you in any way we can.
Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from anyone under 13 years old. If you are under 13, please do not submit any personal information through our opt-in forms or use our services. If we learn that we have inadvertently collected personal data from a child under 13 without proper consent, we will take immediate steps to delete that information from our records.If you are a parent or guardian and you believe that a child under your care has provided personal information to us without your consent, please contact us as soon as possible (see Contact Us below). We will promptly investigate and remove the information.For residents of certain jurisdictions, such as the European Union, where the age of data consent may be higher (for example, 16 in some EU member states unless a lower age is set by local law), we similarly will not knowingly collect data from minors under the applicable age. If you are under the age of consent in your region, you must have your parent or guardian's permission to use our site and provide personal information.
Liberty Funding is a global coaching business, and the personal information we collect may be processed in countries other than your own. Specifically, our website servers, company operations, or third-party service providers may be located in the United States or other jurisdictions. This means that when we collect your personal data, it may be transferred to or accessed from those other jurisdictions, which may have data protection laws that are different from (and in some cases less protective than) the laws of your country.However, we take steps to ensure that your personal information is treated securely and in accordance with this Privacy Policy and applicable data protection laws regardless of where it is processed. If you are located in the EEA, UK, or another region with laws governing data collection and use, we will ensure that appropriate safeguards are in place for the transfer of your data outside of your home country. These safeguards may include:
Relying on the European Commission’s adequacy decisions (which certify that certain countries provide adequate protection for personal data);Implementing standard contractual clauses (SCCs) or similar legally approved transfer mechanisms in our agreements with service providers or partners, which contractually oblige the recipient to handle your data in accordance with high data protection standards; and/orFor transfers to the US, ensuring our service providers are certified under frameworks like the EU-US Data Privacy Framework (if applicable) or otherwise providing an equivalent level of data protection.
You can contact us for more information about the safeguards we have put in place for international data transfers. By using our services or submitting your information to us, you acknowledge this transfer, processing, and storage of your personal information in countries outside of your own.
We may update this Privacy Policy from time to time to reflect changes in our practices, to keep up with new legal requirements, or for other operational reasons. When we make changes, we will revise the “Last Updated” date at the bottom of this policy. If any material changes are made to how we collect, use, or share your personal information, we will notify you by prominently posting a notice on our website or by sending you an email notification (if you have provided your email and opted in to communications) prior to the change becoming effective. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.Your continued use of our website or services after we publish or communicate a notice about changes to this Privacy Policy will constitute your acknowledgment and acceptance of the updated terms. If you do not agree with any updates or modifications, you should stop using the site and can contact us to exercise your rights (for example, to have your data deleted).
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please do not hesitate to contact us. We are here to help and committed to addressing any issues or inquiries you may have.
Email: [email protected] Address: 2054 Vista Pkwy, West Palm Beach, FL 33411, USA
Alternatively, you may reach out to us through any contact form on our website, if available, or through our social media channels (if we have indicated those as contact methods). Please include your name and contact information and a detailed description of your request or question. We will respond as promptly as possible, generally within a few business days. By using our site or services and providing your information, you acknowledge that you have read this Privacy Policy and agree to its terms. Your trust is important to us, and we will continually work to protect your privacy.
Introduction & Acceptance of Terms: These Terms of Service (“Terms”) govern your access to and use of Liberty Funding’s website and any services, content, or functionality provided through the website or related communications (collectively, the “Services”). This includes, for example, accessing our webpages, signing up through our opt-in forms, participating in free coaching sessions or webinars we offer, or engaging with any coaching materials we provide online. By using our website or Services, or by clicking a checkbox or button indicating your agreement, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you should not use our website or Services.These Terms constitute a binding agreement between you (“User” or “you”) and Liberty Funding (“Liberty Funding,” “we,” or “us”). Please also review our Privacy Policy (above), which describes how we collect, use, and protect your personal information. The Privacy Policy is incorporated into these Terms by reference. By using our Services, you consent to the data practices described in our Privacy Policy.
Liberty Funding provides coaching and educational services designed to help clients improve various aspects of their personal or professional lives. Our offerings may include, for example, business coaching, life coaching, health and wellness coaching, financial coaching, or other related consulting and self-improvement services. Through our website, we may offer resources such as blog articles, videos, webinars, downloadable guides or workbooks, email newsletters, and opportunities to sign up for free or paid coaching sessions or programs.The content and information presented on our site (including any coaching tips, strategies, case studies, testimonials, or success stories) are for general informational and educational purposes. We strive to ensure that our content is useful, inspiring, and accurate, but it is not tailored to any specific individual. Individual results will vary: coaching outcomes depend on your personal effort, commitment, and numerous other factors outside our control. We do not guarantee that following any techniques or using our Services will achieve any particular result.We reserve the right to modify or discontinue any aspect of the Services at any time. We may add, remove, or alter content, features, availability, or equipment requirements without notice. We are not liable if any part of the Services is unavailable at any time for any reason. From time to time, we may offer beta services or new features in a trial phase; such offerings are provided “as is” and at your own risk, and we may decide to modify or discontinue them at our discretion.
By accessing or using our website and Services, you agree to the following responsibilities and acceptable use conditions:
Eligibility: You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. Our coaching and content are intended for adults. If you are under 18, you may use the site only with the involvement and consent of a parent or legal guardian. By using the site, you affirm that you are of legal age or have proper consent. We reserve the right to request proof of age or permission at any stage.Provide Accurate Information: If you choose to submit information through our opt-in forms, contact forms, or any account creation/signup process, you agree to provide truthful, current, and complete information. For example, you should provide a valid email address that actually belongs to you. You should not use false identities, impersonate any other person or entity, or misrepresent your affiliation with any person or entity. Keeping your contact information up to date with us ensures we can communicate effectively.Lawful Use Only: You agree to use our website and Services only for lawful purposes and in a manner that does not infringe the rights of or restrict or inhibit the use and enjoyment of the site by any third party. You shall not use the site to engage in any unlawful, fraudulent, or malicious activities. This includes (but is not limited to) not posting or transmitting any content that is defamatory, obscene, harassing, threatening, or otherwise objectionable or violates any law or regulation. No Disruption or Harmful Interference: You agree not to disrupt, interfere with, or compromise the security or functionality of our website or Services. This means you will not attempt to circumvent any access controls or security measures on the site, introduce any viruses, worms, malware, or harmful code, or perform any kind of hacking, scanning, or load testing on our infrastructure. You also agree not to use any automated system (like bots, spiders, or scrapers) to access our site for any purpose without our express written permission. (Reasonable indexing by search engines is an exception, provided it’s done in accordance with our robots.txt file.)Respect Our Community: If we host any interactive features (such as comments sections, forums, or social media pages), you agree to engage respectfully with others. Do not bully, harass, or spam other users. Keep communications civil and relevant to the coaching topics at hand. We reserve the right to moderate, edit, or remove any user content that we deem to violate these standards, and to suspend or ban users who engage in misconduct.Personal Non-Commercial Use: You agree to use the resources we provide for your personal development and non-commercial use only. This means you should not exploit any portion of our content for your own commercial gain. For example, you must not copy our coaching materials or blog content and sell, republish, or redistribute them without permission. You must not use any contact information obtained from our site (like email addresses) to send unsolicited commercial messages. If you wish to share our publicly available content with others, you may do so by using provided share features or direct them to our website, rather than copying it wholesale.
If you violate any of these rules, or if we suspect misconduct, we reserve the right to terminate or restrict your access to the Services (as described under Termination below) and take any appropriate legal action. You are responsible for any consequences arising from your breach of this section.
The entire contents of our website and any materials provided through our Services (including text, graphics, logos, button icons, images, videos, audio clips, digital downloads, data compilations, software, and other content) are the intellectual property of Liberty Funding or our content licensors and are protected by applicable copyright, trademark, and other intellectual property laws.
Copyright: We (or the original creator, where applicable) retain full ownership of all content and materials provided. As a user, you are granted a limited, revocable, non-exclusive, non-transferable license to access and personally use the content for its intended purpose (e.g., reading our articles, watching our videos, applying coaching exercises for your personal growth). This license does not include any rights to reproduce, redistribute, modify, create derivative works from, or publicly display any of our content, unless you obtain our prior written permission. For example, you must not copy and publish our blog posts on your own site, or incorporate our training videos into your own product, without consent. If we offer downloadable materials (such as a PDF workbook or template) expressly for clients or subscribers, you may download and use those for your personal use, but you must not share the download link or file with others who have not subscribed.Trademarks: The Liberty Funding name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks or service marks owned by Liberty Funding (or its affiliates, if any). Other names, logos, and marks appearing on our site may be the trademarks of third parties and are used with permission. You are not permitted to use any of our trademarks or trade dress (like our branding or the look-and-feel of our site) for any purpose, including in any advertising or publicity or to imply endorsement by Liberty Funding, without our prior written consent.User Feedback: If you choose to provide any feedback, suggestions, or ideas regarding our Services (for example, ideas to improve our coaching programs or website features), you agree that we are free to use and implement such feedback without any compensation or attribution to you. You grant us a perpetual, irrevocable, worldwide, royalty-free license to use the feedback in any manner.
We respect the intellectual property rights of others and expect our users to do the same. If you believe that any content on our website infringes your copyright or other IP rights, please notify us with detailed information so we can investigate (see Contact Information below). Unauthorized use of our intellectual property may result in termination of the limited license granted above and may violate applicable laws.
Our coaching Services and all information presented on our website (including any content delivered via email, video, or during coaching sessions) are for informational and educational purposes only. While we aim to provide valuable guidance and insights based on our training and experience, we are not licensed medical doctors, mental health practitioners, financial advisors, investment professionals, or legal advisors, unless explicitly stated. The coaching provided by Liberty Funding does not replace professional advice in these fields.Specifically, you acknowledge and agree to the following:
Not Medical Advice: Any health or wellness-related information we provide (for example, regarding nutrition, exercise, stress management, etc.) is general in nature. It is not intended to diagnose, treat, cure, or prevent any medical or psychological condition. We do not provide medical or psychological therapy services. Always seek the advice of a physician, licensed therapist, or other qualified healthcare provider for questions you may have regarding a medical or mental health condition. Do not disregard professional medical advice or delay seeking it because of something you have read on our site or learned through our coaching. Any actions you take in the realm of your health in response to our content are taken at your own risk.Not Financial or Legal Advice: Any business, financial, or career advice we offer is based on our experience and is meant for general guidance. However, we are not financial planners, investment advisors, or lawyers. You should consult with a licensed financial advisor for specific financial decisions or a licensed attorney for legal matters. For example, if we provide tips on setting up a business or managing finances, those tips are not a substitute for professional financial or legal counsel tailored to your situation. We make no guarantees about the outcome of any business or financial decisions you make based on our Services.Not Mental Health or Other Professional Advice: Life coaching often touches on personal and emotional aspects of life, but it is fundamentally different from counseling, psychotherapy, or any other type of mental health treatment. If you are experiencing significant stress, depression, or other mental health challenges, please seek help from a qualified mental health professional. Our coaching conversations are meant to motivate and guide you toward your goals, but they are not therapy and we do not diagnose or treat mental health conditions. Similarly, any career coaching or personal development guidance we give should not be construed as professional counseling or human resources advice for serious employment or interpersonal issues. Always use your own judgment and/or seek professional guidance.
You agree that no professional-client relationship (for example, doctor-patient, therapist-client, lawyer-client, or accountant-client) is formed between you and Liberty Funding through your use of the Services, unless explicitly agreed in a formal contract separate from these online Terms. Any reliance you place on information from our website or coaching is strictly at your own risk. We encourage you to verify any information obtained from us and, as needed, consult with appropriate licensed professionals before taking action.
Results Disclaimer: Every client is unique, and outcomes from coaching can vary widely. Liberty Funding makes no guarantees, representations, or warranties regarding the results or outcomes you will achieve by following our advice, programs, or strategies. Success in coaching – whether it’s business revenue, personal growth, health improvements, or any other metric – depends on many factors beyond our control, including your starting point, your level of effort, commitment, resources, and external circumstances.Any testimonials or examples of results we may share (on our website or in our communications) are illustrative of individual experiences. They are not promises that you or anyone else will experience similar outcomes. For instance, if a past client says, “I doubled my income after this business coaching program,” that is their personal result and involves variables specific to them. Your own journey is distinct, and you may achieve more, less, or no financial improvement; you might also define success differently (e.g., improved work-life balance rather than income).We also cannot guarantee that you will experience any specific personal transformation or feeling (such as reduced stress or increased confidence) as these are subjective and influenced by your own engagement and openness to the process. While we will support and guide you to the best of our ability, you are ultimately responsible for implementing strategies and taking actions. You acknowledge that any improvement or success in coaching (whether tangible or intangible) is the result of your own effort in conjunction with the Service. In summary, you agree that you will not hold Liberty Funding liable for any failure to attain any specific goal or outcome that you may have expected from our Services. We provide tools and support, but your success remains your responsibility.
Use at Your Own Risk: Liberty Funding provides the website and Services on an “as is” and “as available” basis. While we strive for excellence, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, or services contained on the website for any purpose. To the fullest extent permitted by applicable law, Liberty Funding disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that:
The Services will meet your specific requirements or expectations. (For example, we do not guarantee that our coaching content will be ideally suited to your personal situation or that it will achieve your desired outcome.)The Service will be uninterrupted, timely, secure, or error-free. We do not guarantee that our website will always be available, or that it will be free of any bugs, viruses, or other harmful components. While we take security seriously (see our Privacy Policy’s Data Security section), no website can be 100% secure.The information or results that may be obtained from the use of the Service will be accurate or reliable. (For instance, while we may offer guidance or predictions based on our experience, we cannot warrant that those will hold true in every case for every user.)Any errors or defects in the content will be corrected immediately. We will try to fix issues that arise, but we make no guarantees about the time frame for addressing any such errors.
Third-Party Content: Any references or links to third-party websites, resources, or services are provided for convenience and informational purposes. We do not endorse and are not responsible for the content or reliability of any external websites linked from our site. Your use of third-party sites or services (for example, a payment processor or a social media platform reached through our site) is at your own risk and may be subject to the third party’s own terms and privacy policy. We provide no warranties regarding third-party content or services.Some jurisdictions do not allow the exclusion of certain warranties or conditions, so some of the above disclaimers may not apply to you. In such case, any warranties required by law are limited to the shortest period and fullest extent permitted. This section does not affect any consumer rights that cannot be waived or limited by law.
To the maximum extent permitted by law, in no event shall Liberty Funding, nor our directors, officers, employees, agents, partners, or affiliates, be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages of any kind, even if advised of the possibility of such damages. This includes, without limitation, any loss of profits, revenue, business opportunity, goodwill, data, or other intangible losses. You expressly agree that we will not be liable to you for any damages or losses resulting from: (a) your use of, inability to use, or reliance on the website or Services; (b) any errors, mistakes, or inaccuracies in the content provided on the site or in coaching sessions; (c) any unauthorized access to or use of our servers and/or any personal information or financial information stored therein; (d) any interruption or cessation of transmission to or from the Services, or any bugs, viruses, trojan horses, or the like which may be transmitted through the site by any third party; or (e) any decisions you make or actions you take (or fail to take) based on the information or guidance provided by the Services. In addition, to the extent permitted by law, our total cumulative liability arising out of or relating to these Terms or the Services, whether in contract, tort (including negligence), or otherwise, shall not exceed the amount (if any) that you paid to Liberty Funding for the specific Service or content in question in the six (6) months prior to the event giving rise to the liability. If you have paid us nothing (for example, if you only used a free opt-in resource), then by using the site you agree that Liberty Funding has no liability to you whatsoever, to the extent allowed by law. This allocation of risk is a fundamental element of the basis of the bargain between you and us – the Service would not be provided without such limitations.Exceptions: Some jurisdictions do not allow the exclusion or limitation of liability for certain damages. If laws in a relevant jurisdiction apply to you and prohibit any of the exclusions or limitations in these Terms, then to the extent required by law, those exclusions or limitations may not apply to you. In that case, our liability will be limited to the maximum extent permitted by applicable law. Nothing in these Terms shall affect any statutory rights which cannot be lawfully limited or excluded (for example, certain liabilities under product liability law for personal injury, or liabilities for gross negligence or willful misconduct may not be limited under some laws – we do not seek to limit our liability in those circumstances and any such limitation would not apply).
You agree to indemnify, defend, and hold harmless Liberty Funding and its officers, directors, employees, agents, and affiliates (collectively, the “Indemnified Parties”) from and against any and all claims, demands, causes of action, liabilities, losses, expenses, damages, and costs (including reasonable attorneys’ fees) arising out of or related to (a) your use of the website or Services, (b) your violation of these Terms or any applicable law or regulation, or (c) your infringement of any intellectual property or other rights of Liberty Funding or any third party. In simpler terms, this means that if a third party (or other entity) makes a claim against us because of something you did (for example, you violated someone else’s rights or broke the law using our site, or you breached these Terms), you agree to cover any costs or damages we incur as a result of your actions. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (in which case you agree to cooperate with our defense of that claim). You will not settle any claim covered by this indemnification provision without our prior written approval, unless the settlement completely and unconditionally releases all Indemnified Parties from any and all liability and does not require any payment or admission of wrongdoing by the Indemnified Parties.This indemnification provision remains in effect even after you stop using the site or Services, meaning that your responsibility to cover our legal expenses or losses due to your actions survives the termination of this agreement.
Termination by Company: We reserve the right to suspend or terminate your access to the website and Services (or any portion thereof) at any time, with or without notice, for any conduct that we, in our sole discretion, believe is disruptive, unlawful, violates these Terms, or is otherwise harmful to other users, us, or third parties. For example, if we discover that you are hacking the site, scraping content in violation of these Terms, harassing other users, or otherwise misusing the Services, we may terminate or suspend your access immediately. We also reserve the right to terminate if we discontinue the Service or portions of it for economic or operational reasons.Termination by You: You are free to stop using our Services at any time. If you have created any kind of account or subscription with us (for example, for a member-only area or an email newsletter), you can terminate that account or subscription by following the instructions on our site or contacting us. Terminating your use of the Services does not by itself delete the personal data we hold about you; please refer to our Privacy Policy for details on how to have your data removed.Effect of Termination: Upon termination of your access, your right to use the Services will immediately cease. The provisions of these Terms that by their nature should survive termination (such as intellectual property rights, disclaimers of warranties, limitation of liability, indemnity, governing law, etc.) will survive. If you had paid for a coaching program or service and it’s terminated due to your breach of the Terms, you may not be entitled to a refund (subject to our refund policy or contract terms, if any). Conversely, if we terminate a paid service without cause, we may provide a proportional refund for any unused portion (if applicable). Any licenses or permissions granted to you under these Terms will end.Termination of access or of the Terms does not waive or affect any right or remedy that either party has accrued up to the date of termination.
These Terms and any dispute or claim arising out of or related to these Terms, the Privacy Policy, the Services, or your use of the website (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. We choose the United States law as it is the jurisdiction in which our company is established and primarily operates.Jurisdiction: You agree that any dispute or legal proceeding arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the courts of Florida, United States, and you consent to the personal jurisdiction of those courts. This means that if you wish to file a lawsuit against us, or vice versa, it will likely be heard in the courts of that specified jurisdiction, and governed by that jurisdiction’s laws.Consumer Rights Exception: We recognize that certain consumer protection laws may not allow businesses to mandate a specific venue or governing law for disputes in some circumstances. If you are using our Services for personal (non-business) purposes as a consumer, you may have the right to bring an action in your country of residence under that country’s laws if those laws require it. Nothing in this Governing Law section is intended to contravene any such rights you might have as a consumer under mandatory law. In other words, the above choice of law and venue applies to the extent permitted by applicable law. If you are a consumer in a jurisdiction that gives you the right to litigate or arbitrate in your home region under local law, this section does not waive those protections.Alternative Dispute Resolution (Optional): To facilitate a quicker and less costly resolution, we may both agree to attempt to resolve any dispute through mediation or arbitration before taking it to court, but such processes are voluntary unless otherwise required by law or agreed in a separate arbitration agreement. (Note: We are not currently mandating arbitration in these Terms, but we’re open to it by mutual consent.)Regardless of any disputes, you and Liberty Funding agree that we will seek to resolve any issues in good faith prior to resorting to legal action. Please contact us to discuss any concerns, as we genuinely prefer to find amicable solutions where possible.
Liberty Funding may revise or update these Terms of Service from time to time at our sole discretion. If we make changes, we will post the updated Terms on this page with a new effective date, and in some cases we may notify you through additional means (such as by email if you have an account or a notice on our website). It is your responsibility to review these Terms periodically for any changes.Changes to the Terms will become effective on the date they are posted (or any later effective date that may be indicated in the posting). By continuing to use the website or Services after the Terms have been updated, you accept and agree to the changes. If you do not agree to the revised Terms, you must stop using the Services.For any material changes that affect your rights or obligations, we may attempt to notify you directly (for example, if we had your email from an account signup). However, to ensure you are aware of the current Terms, please check this page regularly. The “Last Updated” date at the bottom will tell you when these Terms were last revised.
Entire Agreement: These Terms of Service (together with our Privacy Policy and any other legal notices or guidelines posted on our site) constitute the entire agreement between you and Liberty Funding regarding your use of our website and Services, and supersede any prior or contemporaneous communications and proposals, whether oral or written, between us relating to such use. In case you enter a separate written agreement with us for specific services (for example, a signed coaching contract for a one-on-one coaching program), that specific agreement will take precedence over these general Terms in the event of a conflict, but only for the matters expressly addressed in that agreement.Severability: If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, then that provision shall be eliminated or limited to the minimum extent such that the rest of the Terms will continue in full force and effect. In other words, the invalid part will be severed, and the remaining provisions will remain valid and enforceable. No Waiver: Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of that right or provision. A waiver of one breach or default under these Terms does not constitute a waiver of any subsequent breach or default. All waivers must be in writing to be effective.Assignment: You may not assign or transfer these Terms (or any of your rights or obligations under them) without our prior written consent. We may assign these Terms or delegate our obligations to any third party, in whole or in part, at any time without notice to you. These Terms will be binding upon and inure to the benefit of the parties and their respective permitted successors and assigns.Headings: The section headings in these Terms are for convenience only and have no legal or contractual effect. They do not affect the interpretation of the provisions.
If you have any questions, comments, or concerns about these Terms of Service or the Services we provide, please contact us:
Email: [email protected]
Mailing Address: 2054 Vista Pkwy, West Palm Beach, FL 33411, USA
We value our clients and website users, and we welcome your feedback. If you need any clarification on these Terms or have an issue that you would like to discuss, please reach out. We will do our best to respond promptly and help resolve any concerns.
Thank you for reading these Terms of Service. By using Liberty Funding’s website and Services, you show that you understand and agree to these conditions. We appreciate your trust and look forward to supporting you in your coaching journey!
Last Updated: May 9, 2025